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Home Business Start-Up – Credit or Savings?
You may be playing a losing game if you are using credit to fund your business start-up, unless you are prepared to pay your entire balance each month. The maze begins because when you have cash you need to pay your credit card and other bills. If you need cash even for necessities, you are forced to use your credit, aka ‘funny money’.
It may just seem natural to use your card for business expenses, particularly online where you may be required to use a credit card in order to make a purchase. If you start planning to start a business by creating a savings account that will be for business operating expenses, it makes much more sense to your bottom line. If you have saved sufficient funds in your savings account to make a purchase, then use the credit card, but prepare to pay the entire balance from your savings as soon as you can (try not to acc
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Are You Home Alone? Get Bizzy Working!
While being home is great and so far superior to commuting, it can get lonely. You should take regular ‘breathers’ to get away and change your scenery. If you don’t, it can feel depressing and smothering, and even ‘tied down’ like your day job. No matter how much fun you are having with your home business, you need to refresh your browser!
You need to be able to stop working sometimes even though it is midnight and you can’t go outside for a walk or go shopping to get away from it. You also obviously need to sleep and to rest and relax. Make an appointment or schedule this with yourself, if necessary. You don’t need to get run down and burned out. Add moderation to both sides of the coin in order to maintain a balance.
On the other hand, if you do stay home a lot as a rule, why not do something productive with your home. Ma